1. About these Terms

These Terms of Service (the “Terms”) govern your access to and use of rega.global, Rega communications, and any software, interfaces or services expressly made available under the Rega name (together, “Rega”).

Rega is a technology and coordination platform operated by P.K.Z. Your Point Services Ltd, Cyprus, company number HE475295 and VAT number CY60187040X (“we”, “us”, or “our”). Rega is not a licensed corporate service provider (“CSP”). For the current Cayman offer, Cayman corporate services are provided by WB Corporate Services (Cayman) Ltd., a CIMA-regulated Corporate Service Provider, register reference 1290181.

Your use of Rega and any ordered services is subject to these Terms and the order form, quote, service description and provider-specific terms presented for the relevant service. Where service-specific terms conflict with these general Terms, the more specific terms apply to that service, subject to mandatory law. General disclaimers do not override express commitments made in the applicable order or service description.

2. Eligibility and authority

You must have legal capacity to enter into a binding agreement. If you use Rega for a company, partnership, fund, trust, platform, or another organisation, you confirm that you are authorised to act for it and to provide information about its owners, directors, controllers, officers, authorised persons, and intended activities.

You must not use Rega where access to the platform or the requested service would breach applicable law, sanctions, export controls, professional restrictions, or the rules of a relevant CSP, bank, payment provider, registry, or public authority.

3. Rega’s role and the independent CSP’s role

Rega supplies technology-enabled coordination within the agreed scope. This may include organising onboarding information and documents, coordinating signatures and provider questions, communicating progress, and arranging delivery of documents issued or supplied through the process. Rega’s document coordination is not a regulatory approval, professional certification, or substitute for the CSP’s due diligence.

The identified CSP performs the agreed local corporate-service work under its own regulatory obligations and engagement terms. This may include incorporation filings, registered-office services, statutory records, and local corporate-administration or compliance services expressly included in the order. The CSP determines its own customer acceptance, due-diligence requirements, and decisions reserved to it by law.

Before payment, the order documents will identify the relevant CSP, each party’s service scope, the contracting and invoicing arrangements, and the provider terms applicable to the order. No separate direct engagement, agency relationship, or assumption of another party’s duties should be inferred solely from the Rega brand, a combined package price, or a shared communication channel. The actual agreement and applicable law determine those arrangements.

Subject to applicable law and Rega’s express contractual commitments, introducing a CSP, coordinating its work, relaying information, or collecting payment does not by itself transfer the CSP’s statutory or professional duties to Rega. Rega remains responsible for performing its own agreed coordination services.

Rega does not itself grant incorporations, issue licences, open bank accounts, or make decisions reserved for CSPs, registries, financial institutions, regulators, or other third parties. Payment or a completed application does not guarantee a third-party approval. Any specific delivery commitment in the applicable order or service description remains subject to its stated conditions and is not overridden by this general explanation.

4. Information and documents

You must provide complete, accurate, current, and non-misleading information. You must have a lawful basis and the necessary authority to provide personal data and documents relating to other people.

You agree to respond reasonably promptly to requests for clarifications, identity or address evidence, source-of-funds or source-of-wealth information, business activity details, ownership information, signatures, or other materials required by a CSP or another provider. Delays, incomplete information, adverse compliance findings, changes to your proposed activity, or third-party processing times may affect delivery.

We and participating providers may reject, pause, or cancel a request where required information is missing, the proposed activity is unsupported, a compliance concern is identified, or continuing would create legal, regulatory, sanctions, fraud, reputational, or operational risk, subject to applicable contractual obligations and mandatory law.

5. Orders, prices, and payment

Prices, included services, government or registry fees, third-party charges, renewal costs, and taxes are shown in the applicable quote, checkout, order form, or service description. Unless expressly stated otherwise, future annual services, filings, penalties, banking charges, professional advice, translations, notarisation, legalisation, courier costs, and work outside the stated scope are not included.

Some incorporation services are prepaid because work, provider onboarding, document review, name checks, filing preparation, and third-party costs may begin shortly after an order is accepted. You authorise the ordered work to begin after payment and once required information is available, subject to any mandatory consent or cancellation requirements.

A combined invoice or payment arrangement does not change the allocation of services stated in the order or remove Rega’s own contractual obligations. Any authority to collect amounts for a provider and the treatment of those amounts must follow the applicable order and invoicing arrangements.

6. Cancellations and refunds

We refund in full all amounts paid to Rega for company formation if (a) the local corporate service provider declines your application for any reason; or (b) you cancel before your signed registration documents are sent to the provider with instructions to register the company. This includes cancellation because compliance or economic substance requirements identified during pre-check are not acceptable to you.

Sharing documents solely for pre-check or due diligence does not end this cancellation right. No fees or costs are deducted from these full refunds. To cancel, email hello@thepointlegal.com. After the signed registration documents have been sent with instructions to register, cancellation refunds may be reduced by completed work and non-recoverable costs, unless the local provider declines your application. Refunds remain subject to mandatory law, including any legal restriction on returning funds. Your statutory rights are unaffected.

7. Compliance, third-party decisions, and your company

CSPs and financial-service providers conduct their own onboarding, due diligence, KYC, KYB, sanctions, source-of-funds, risk, eligibility, and acceptance checks. Rega’s coordination does not replace those checks, and one provider’s review does not replace another provider’s obligations or guarantee its approval.

You must not use Rega to conceal beneficial ownership, evade tax or reporting duties, mislead a registry or provider, facilitate unlawful activity, breach sanctions, or create a false impression about a company’s status, permissions, substance, licensing, banking, or regulatory position.

You remain responsible for your company’s business activities, management, transactions, tax position, and reporting obligations except for tasks expressly undertaken by an identified provider within its agreed scope. Rega does not manage or supervise the company’s business merely because it coordinated its formation. Incorporation does not exempt you or the company from obligations in any relevant jurisdiction.

8. General information and professional advice

General information, software outputs, comparisons, checklists, guides, and operational communications made available through Rega are not a substitute for advice tailored to your facts from qualified legal, tax, accounting, regulatory, investment, or other professional advisers.

Any separately commissioned professional advice must be expressly identified in a written engagement, together with the responsible adviser and scope. You remain responsible for obtaining appropriate advice and deciding whether a company, jurisdiction, ownership structure, licence, tax treatment, bank, or product is suitable for you.

9. Security, personal data, and acceptable use

Where access credentials or authorised-user functions are provided, you are responsible for safeguarding them and your devices. Notify us promptly if you suspect unauthorised access.

You must not interfere with Rega’s operation, bypass access controls, probe for vulnerabilities without written permission, introduce malicious code, scrape protected areas, reverse engineer restricted components except where law expressly permits it, or use the platform to infringe another person’s rights.

Our Privacy Policy explains Rega’s processing and its distinction from the CSP’s independent processing. Data-protection roles depend on the actual activity. Nothing in these Terms transfers away Rega’s own data-protection obligations, restricts statutory data-subject rights, or displaces applicable liability under Article 82 GDPR.

10. Intellectual property

Rega and its software, interfaces, workflows, designs, documentation, and brand materials are owned by us or our licensors. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable right to use Rega for its intended purpose. You retain rights in information and materials you lawfully submit.

11. Availability and changes

We may update, improve, suspend, or discontinue parts of Rega, subject to existing contractual commitments and mandatory law. We do not promise uninterrupted or error-free availability. Planned maintenance, provider systems, registries, banks, verification services, internet infrastructure, and events outside our reasonable control may affect access or timing.

We may update these Terms. Material changes will apply from the stated effective date, with notice and any consent required by applicable law. Changes do not retrospectively remove accrued rights or alter an existing order without an applicable contractual or legal basis.

12. Allocation and limitation of responsibility

To the maximum extent permitted by law and subject to express service commitments, Rega is provided on an “as available” basis. Each identified CSP is responsible for its own agreed corporate services, regulatory obligations, professional acts and omissions, filings, and independent acceptance or compliance decisions.

Rega is not liable for an independent CSP’s acts, omissions, errors, delays, negligence, or failure in performing that CSP’s services, except to the extent that the loss is attributable to Rega’s own breach, negligence, misleading representation, or another obligation imposed on Rega by law. This exclusion does not excuse failures in Rega’s own provider selection, instructions, coordination, or handling of information for which Rega is legally responsible.

Subject to the same qualifications, Rega does not guarantee or assume responsibility for independent decisions of registries, banks, payment providers, exchanges, regulators, or other third parties. Rega is not responsible for delays caused by missing or inaccurate client information or events outside its reasonable control to the extent not attributable to a failure of its own obligations.

Complaints about a CSP’s professional services should identify the provider and the disputed service. Rega may assist with communications, but that assistance does not itself make Rega the provider or guarantor of those services. This does not prevent you from bringing a claim against Rega for its own responsibilities or exercising any statutory remedy.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including applicable liability for fraud, fraudulent misrepresentation, personal injury, or infringements of data-protection law, or any non-waivable consumer right. Any additional service levels, remedies, dispute provisions, or liability terms must be stated in the applicable order or service-specific agreement and remain subject to mandatory law.

13. Suspension and termination

You may stop using Rega at any time, subject to payment obligations and work already instructed. We may restrict or terminate access where you breach these Terms, fail to pay an amount due, create security or compliance risk, or where continued service would be unlawful or unavailable, subject to applicable contractual obligations and mandatory law. Provisions that by their nature should continue after termination remain effective.

14. Governing terms and disputes

Mandatory law and any governing-law, jurisdiction, or dispute terms stated in your order form or service-specific agreement apply. Before starting formal proceedings, you and we agree to try to resolve the issue in good faith by contacting the other party with a clear description of the concern and requested resolution. This does not prevent urgent relief, regulatory complaints, or the exercise of non-waivable rights.

15. Contact and related documents

Questions about these Terms or a Rega order may be sent to hello@thepointlegal.com. Our registered address is Georgiou Anastasiou 9, 1st floor, 1107, Nicosia, Cyprus.